Skills（SKILL.md）は、AIエージェント（Claude Code、Cursor、Codexなど）に特定の能力を追加するための設定ファイルです。
詳しく見る →Design and implement robust UPI payment integrations (collect, intent, QR, and autopay mandates) with production-grade webhook handling, idempotency, reconciliation, and RBI-aligned authentication/compliance guardrails. Use when building or debugging UPI payment flows, payment status issues, recurring mandates, settlement mismatches, or gateway timeout edge cases.